Associates

Headshot of Michael F. Calafati

Michael F. Calafati

Financial Adviser

Phone (215) 256-3233
michael@calafatifinancialgroup.com

Michael is the President of Calafati Financial Group with over 25 years of experience in the financial services industry. Michael joined New York Life Insurance Company as an Agent  after graduating from Pennsylvania State University in 1995.  Since then, he has focused on providing financial advisory services, with emphasis on retirement planning, estate planning, asset management and business succession planning. Michael's dream was to develop a team of financial professionals who could help clients crystalize their financial objectives, help them to take action and provide ongoing monitoring of the process.

Michael is a Financial Adviser with Eagle Strategies LLC, a Registered Investement Adviser and a Registered Representative with NYLIFE Securities LLC. Through these relationships, resources are available to help in developing a holistic planning platform for his personal and business clients.

Over the course of his career, Michael has been a consistent Qualifying Member of the Million Dollar Round Table* (2007-2020). He is also a member of the National Association of Insurance & Financial Advisors.

Michael received a Bachelor of Science in Management from Pennsylvania State University. He currently holds the Series 6,7,63,and 66 licenses.

Michael resides in Montgomery County, PA with is wife and two daughters.

*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Headshot of Robert A. Cera Jr.

Robert A. Cera Jr., CRPS

Financial Services Professional

Phone (610) 449-0100
robert@calafatifg.com

Robert graduated from West Chester University in 1999 and began his working career as a School Teacher with the School District of Philadelphia. A few years later he decided to enter the financial services field with Lincoln Financial Group.  His primay focus was to assist Medical and Corporate Professionals with their Retirement Planning through Lincoln National's financial products and insurance solutions. After 7 years, he dicided it was time to expand on the products and services he could offer his clients which is why he became a Registered Representative with NYLIFE Securities LLC.

Robert is 2020 Qualifing Member of the Million Dollar Round Table*. He currenly holds his CRPS designation.

Robert currently resides in Bringatine, NJ with his wife Tiffany and his four children.  Aside from spending time with his famiily, his biggest pleasure comes from assisting his clients in achieving their financial dreams while creating long lasting relationships.

Robert's office is located at 5 Explorer Cove Brigatine, NJ 08203. 

Office phone 610-449-0100.

*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

Headshot of Dennis Ballow Jr.

Dennis Ballow Jr.

Financial Adviser

Phone (610) 209-9029
dennis@calafatifg.com

Dennis is a Financial Adviser with more than 18 years experience in the Insurance Industry.  Dennis believes that the most important relationship is that with his clients.  Trust is earned, and Dennis' focus is to be a trusted source in his community and within those organizations that serve the community.

Dennis believes a key part of his role is his on-going, continuous focus on education.

When you contact Dennis, you'll see he is passionate about helping you achieve your goals, protect families and business interests.

Dennis has a Bachelors of Science from The Pennsylvania State University and a Master's Certificate in Project Management from George Washington University.  He is a Registered Representative with NYLIFE Securities LLC and holds a Series 6 & 63 licenses.  Dennis was a 2020 qualifing member of the Million Dollar Round Table*.

Dennis is a SCUBA Dive Master, enjoys running, golfing and coaching youth sports.  He resides in Chester County, PA with his wife Melissa and his 3 children (Twins- Ella & Greyson, and Sara).

*The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.
 

Disclosure

Michael Calafati is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4354530), DE, FL, GA, MA, MD, NH, NJ, NY, OH, PA, SC, and TX. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Michael Calafati is licensed and authorized to offer insurance in California, but CALAFATI FINANCIAL GROUP may not be. For additional information on California licensure status, please click here.

Michael Calafati is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 230 Cutleaf Cir Ste 100, Harleysville, PA, 19438, 215-256-3233. In this regard, this communication is strictly intended for individuals residing in the states of CA, DE, FL, MA, MD, NC, NH, NJ, NY, OH, PA, and SC. No offers may be made or accepted from any resident outside the specific states referenced.

Michael Calafati is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, DE, FL, MA, MD, NC, NH, NJ, NY, OH, PA, and SC. As such, these services are strictly intended for individuals residing in the states referenced.

CALAFATI FINANCIAL GROUP is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither CALAFATI FINANCIAL GROUP nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

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